Insurance that pays you to live
Ariya is a 34 years old, married with 2 children, healthy, and likes doing yoga when she can fit it in. She owns a nail salon. Busy mom right? Ariya started having night sweats and shortness of breath fairly regularly. She was diagnosed with a rare form of blood cancer. Who would have thought? Isn't cancer for older people she said. Aryia and her family were stunned at the news.
She completed chemo and radiation therapy. Then she was told that she needed to relocate for the next 2 months. What? Yes, the doctor told Ariya that she need to live no more than 15 minutes from the hospital due to the next therapy, they needed to go into her bone marrow. Sounds incredible right? How do you handle that, and now you have to move? By the way the hospital is 80 miles away in another city. Would you be able to pay for this with a loss of income, added expenses, a spouse having to take time off?
Fortunately Ariya and her husband took out a Living Benefits Life Insurance Policy a couple of years ago. This new type of life insurance policy has several accelerated benefits in addition to a death benefit like traditional life insurance. It had a critical illness benefit that included.benefits if an insured were diagnosed with cancer, heart attack, stroke, major organ transplant, sudden cardiac arrest, heart valve replacement, blindness, aorta graft surgery, blindness, and aplastic anemia. This critical illness benefit pays a policyholder up to 95% of the death benefit tax-free. It is not a loan. In this case Ariya was able to receive a check paid to her for over $266,000. The company basically advanced her death benefit to her because of her cancer diagnosis.
Not that money is an answer but Ariya can keep her mind on the main thing, her health. She is not having to focus on not having money to pay the mortgage and bills or about losing some income. Imagine the peace of mind if you have to suddenly deal with a catastrophic illness.
No one is immune from this. Something is going to happen to us right? We are all going to die as we have no promise for tomorrow. Many of us will have to deal with significan illnesses prior to death. For a lot of people who are still working age, what would happen if you could not work for 6 months? a year? or indefinitely? How long before the mortgage is foreclosed, where would you live? How long before the cars are repossessed? If you lose health insurance at work how can you afford to pay for it now. So with that in mind you can pay now for an affordable benefit plan or you can pay later.
Living Benefit Life Insurance provides benefits for critical illness, chronic illness, terminal illness diagnosis.
Living Benefit Life Insurance- built for life and death.
Book a quick call with Thomas to find out how you can add living benefits for your family. There is nothing to buy, nothing to get involved in on this call. The only thing I can do is lend you my ear so I can listen to you to understand your situation. So step in to Tom's corner and book a 15-20 minute call here: https://calendly.com/thomasfinancialtrust